Taxes are coming
either way.
How much do you keep?

Auto-track every transaction.
Auto-categorize write-offs.
Auto-project your tax bill.

Read-only
we never move your money
Plaid-secured
bank-grade encryption
$0 forever
first 100 free for life

We’ll email when Kept launches. No spam.

Become a Beta Tester
try the tabs
9:41
Next up
Est. you owe
$500
Based on 2026 activity
Q1
Q2
Q3
Q4
Work expenses found
$3,250
Spending marked as work
Items confirmed
43
Work items sorted
Recent activity
RH
Rent help to mom
Housing & rent
−$200.00
SF
State Farm — gear
Insurance (non-health)
−$11.00
SI
Spectrum Internet
Home internet
−$65.00
scroll

The problem

No employer is taking taxes out of your check.
No software is finding your write-offs.
Most 1099 earners realize this on April 14th.

Kept makes sure you don’t. Connect your accounts once. Every transaction sorts itself. Every quarter we tell you what to set aside. Every April you already know.

How it works

Three steps to tax clarity.

STEP 01

Connect your bank

Plaid-powered, read-only. Takes 60 seconds. We never see your password or move money.

STEP 02

Kept categorizes everything

Every transaction gets tagged — personal, business, or write-off. Automatically, instantly.

STEP 03

See what you owe

Real-time tax estimate updated every sync. No surprises come April.

Features

Everything you need. Nothing you don't.

Bank sync

Auto-sync. Zero effort.

Connect your bank once. Kept watches the money trail in read-only mode so you do not have to keep a spreadsheet.

  • ✓Plaid-powered, read-only
  • ✓Syncs on every webhook
  • ✓Plaid covers 12,000+ banks
9:41
Profile
AR
Alex Rivera
Alex Rivera Photography
Tax year
2026
Filing
Single
State
TX
Settings
Bank accounts
3 linked
›
Tax-time packet
Schedule C ready
›
Privacy & data
Export, delete account
›
Sign out
›
Kept v0.4 · Organization tool, not tax advice

Sorting

Work or personal, sorted fast.

Kept marks what looks like work, what looks personal, and what needs your quick check.

  • ✓Sort for me
  • ✓One tap to correct
  • ✓Clear review list
9:41
Sort
AllWorkPersonal
Recent
RH
Rent help to mom
Housing & rent
−$200.00
SF
State Farm — gear
Insurance (non-health)
−$11.00
SI
Spectrum Internet
Home internet
−$65.00
PI
Pixieset
Office expenses
−$20.00
SW
Small wedding (J. ceremony)
Gross receipts
+$1,200
P—
Parking — venue
Car & truck
−$15.00
T-
T-Mobile
Phone & cell
−$40.00
2026 · 278 transactions

Work expenses

Find what you're missing.

Software, gear, mileage, client meals, and studio costs get surfaced in plain English.

  • ✓Creative-friendly labels
  • ✓Receipt capture coming
  • ✓Flagged for review
9:41
Next up
Est. you owe
$500
Based on 2026 activity
Q1
Q2
Q3
Q4
Work expenses found
$3,250
Spending marked as work
Items confirmed
43
Work items sorted
Recent activity
RH
Rent help to mom
Housing & rent
−$200.00
SF
State Farm — gear
Insurance (non-health)
−$11.00
SI
Spectrum Internet
Home internet
−$65.00

Set aside

Know what to keep ready.

Kept turns the estimate into a simple set-aside target so April does not feel like a surprise.

  • ✓2026 tax rates built-in
  • ✓Quarterly set-aside view
  • ✓Updates on every sync
9:41
Set aside
What you might owe
$500
2026 · Due Apr 15
Work tax
$500
Social Security + Medicare
Federal income tax
$0
single filer
Work expenses found
$3,250
43 items confirmed
Based on 2026 SE tax rates · Estimates only

Built by 1099 founders. For 1099 earners.

We built Kept because we needed it ourselves.

One of us quit a 9–5. The other started a side hustle that grew up. Tax season hit and we both realized no app actually helps 1099 earners stay ahead. So we built one. Your money never moves through Kept — we only read your transactions to organize them for tax season.

Read-only
we never move your money
Plaid
bank-level encryption
$0
free for first 100 testers

How Day-One works

Three steps. No payment.
Free for life.

First 100 inside Discord get the app free forever. No card, no trial, no upsell. Just be early.

01
Join the Discord.
Free, instant, no card. You meet Steven + Franco and the other Day-One members. Daily build updates, sneak peeks, real product convo.
02
Lock the app — free for life.
First 100 inside Discord get a Day-One badge. Free forever. No bill, no upsell, no price increase. Public will pay $14.99/mo.
03
Get the app first.
App Store / TestFlight link drops in #announcements the moment beta is live. You're first in. Bug reports, fixes, feature votes — all real-time.
Become a Beta Tester

Day-One pricing

First 100 get it free.
Forever.

Public price is $14.99/mo after launch. First 100 inside Discord pay $0— for life.

Day-One
Freefor life
No card. No trial. No price increase — ever.
vs. $14.99/mo public after launch
Day-One perks
In the app
  • ✓Unlimited connected accounts
  • ✓Unlimited transactions
  • ✓Auto-categorization (80+ rules)
  • ✓Live federal + state + SE estimate
  • ✓Quarterly save-aside checkpoints
  • ✓Schedule C PDF + CSV export
Become a Beta Tester

No payment ever for Day-One. Just join the Discord — first 100 get the app free for life.

First 100 · free for life

Taxes are coming either way.
How much do you keep?

First 100 in Discord get the app free for life. App Store link, bug fixes, daily build updates — all in one place.

Become a Beta Tester